Whether you're 16 or 60, you CAN travel just about anywhere in the
world for free -- and even with a nice stash of cash in your pocket --
by telling like-minded people about a trip and convincing them to go
with you. Get 5 to 20 to book the same trip, and your trip is free.
If
you have a burning desire to see the Pyramids... or go on an African
Safari... or snorkel the Great Barrier Reef of the South Pacific... and
don't have the cash, don't worry.
There's a good chance that you
can travel for free to just about anywhere in the world your heart
desires just by locating a group of like-minded folks and convincing
them to go with you.
And if you are really good at convincing a
lot of fellow travelers to join you -- and have chosen the right travel
company -- you could also earn up to $10,000 a trip for your efforts.
Not
bad for doing something you passionately enjoy doing, and meeting a
whole bunch of people who enjoy the same kind of traveling you do.
There
are dozens upon dozens of travel companies who are actively seeking
individuals to help them organize tours -- or promote existing ones.
Age is no consideration. Whether you are 16 or 70, there is a tour or tour group that is bound to suit your travel interests.
Teachers are actively courted to promote tours to their students... and even given handsome cash stipends as well.
Monday, August 12, 2013
Using Credit Cards While Traveling
Using credit cards while traveling is a good idea for a number of reasons:
And, even though your liability is limited, costs can quickly add up if multiple cards are involved. Factor in the hassle and increased risk of identity theft, and it is apparent a few preemptive measures can save you from a boatload of heartache.
Consider the following tips as guidelines to traveling safely and affordably with your credit cards:
Plan Ahead:
- You have a record of your expenditures for record-keeping and tax purposes (especially important if you travel for business)
- You may get a better exchange rate when obtaining foreign currency when using your credit card.
- Credit card companies can refund disputed charges and may offer extra guarantees, special deals or warranties.
- Your liability in the case of a stolen credit card is limited to $50
And, even though your liability is limited, costs can quickly add up if multiple cards are involved. Factor in the hassle and increased risk of identity theft, and it is apparent a few preemptive measures can save you from a boatload of heartache.
Consider the following tips as guidelines to traveling safely and affordably with your credit cards:
Plan Ahead:
Anytime you travel you should make photo copies of all of your credit
cards airline tickets and documents, both front and back. You should
leave these photocopies with a friend or family member.
Be aware that if you make copies of your cards and documents to take with you, you may be giving thieves another opportunity to rip off your personal information. Consider blacking out details such as expiration dates, verification codes and social security numbers.
If you decide not to carry photocopies of your credit cards, be sure to have the card cancellation numbers from the backs of the cards written down and stashed in your luggage.
Leave a Paper Trail:
Save receipts and keep track of the places you used your card. Make sure receipts are stored in a safe place so they can be checked against your credit card statement to ensure unauthorized charges have not been made and/or gone unnoticed.
His & Hers:
When traveling with other family members, even spouses, bring different credit cards that are on separate accounts. When a card is lost or stolen and must be cancelled, all cards on the account are cancelled as well. Having at least two cards from separate accounts will prevent the situation from leaving you stranded.
Lighten Up:
Carry only the personal information absolutely necessary for vacation, such as a passport or driver's license. The less personal information you have, the better off you will be if your purse or wallet is stolen.
Be aware that if you make copies of your cards and documents to take with you, you may be giving thieves another opportunity to rip off your personal information. Consider blacking out details such as expiration dates, verification codes and social security numbers.
If you decide not to carry photocopies of your credit cards, be sure to have the card cancellation numbers from the backs of the cards written down and stashed in your luggage.
Leave a Paper Trail:
Save receipts and keep track of the places you used your card. Make sure receipts are stored in a safe place so they can be checked against your credit card statement to ensure unauthorized charges have not been made and/or gone unnoticed.
His & Hers:
When traveling with other family members, even spouses, bring different credit cards that are on separate accounts. When a card is lost or stolen and must be cancelled, all cards on the account are cancelled as well. Having at least two cards from separate accounts will prevent the situation from leaving you stranded.
Lighten Up:
Carry only the personal information absolutely necessary for vacation, such as a passport or driver's license. The less personal information you have, the better off you will be if your purse or wallet is stolen.
When traveling by air, always keep copies of important documents in a separate part of your luggage, such as a carry-on bag.
Keep cards on your person. Most travel stores carry small bags that you can keep cards, cash, and other items you will need to access while out and about. Consider a money belt or security wallet.
Look out for fees:
When traveling abroad and using a credit card, watch out for the conversion fee that many banks levy to convert charges in foreign currencies to dollars, generally 1% of the purchase amount. Some banks charge a fee and some don't so, if you have several cards, it's worth checking with the issuers to see which one has the best deal. Even with the conversion charge, many times ATM machines will have the best possible exchange rates and the lowest fees.
With proper planning, credit cards are a convenient, secure and cost-effective means of payment when traveling. Just keep these tips in mind, and the next time you're balancing on one foot at the security gate, you'll be glad you did.
Keep cards on your person. Most travel stores carry small bags that you can keep cards, cash, and other items you will need to access while out and about. Consider a money belt or security wallet.
Look out for fees:
When traveling abroad and using a credit card, watch out for the conversion fee that many banks levy to convert charges in foreign currencies to dollars, generally 1% of the purchase amount. Some banks charge a fee and some don't so, if you have several cards, it's worth checking with the issuers to see which one has the best deal. Even with the conversion charge, many times ATM machines will have the best possible exchange rates and the lowest fees.
With proper planning, credit cards are a convenient, secure and cost-effective means of payment when traveling. Just keep these tips in mind, and the next time you're balancing on one foot at the security gate, you'll be glad you did.
(Courtesy EzineArticles.com, author Gail Corwin)
Subscribe to:
Posts (Atom)