Insuring Your Trip

As if your trip doesn't cost enough on its own already. There are a few ways to ruin your trip and still cost you money:

getting sick while on vacation
inability to go because of your own illness or injury
losing your luggage
having the trip operators cancel it

However, all is not lost. Do not fear! There are 3 kinds of protective insurances that could help prevent the sudden change in plans from costing you dearly:

1-Medical Coverage-Chances are your current health insurance won't cover you out of the country. There is available, however, a one-time only insurance that would cover hospital and doctor fees and transport back to the States. Even your credit card company might be able to help you find and pay for English-speaking doctors and emergency services in your area.

2-Personal Property Coverage-Homeowners' and Renters' insurances often help to protect you from delayed or lost luggage. Also, if you have special additional coverage for your valuables that you are taking with you, such as your jewelry or camera, you shouldn't have to have more coverage on those.

3-Trip-Cancellation Coverage-Insurance agents and cruise lines, and some individual properties and travel companies, offer coverage to prevent you from losing all of your money if your trip needs to be canceled for one reason or another. It is not recommended that you buy the insurance through the travel operator or deal packager, however. Just in case the company folds.

Airlines are responsible for lost or delayed luggage up to a maximum of $1,250 per person, not per bag, regardless of what is in it. Or, upwards of $9.07 per pound if the bag is checked. Up to $400 if the bag is a carry-on on most international flights. But don't expect to get full replacement value returned to you. The airlines have to pay only the depreciated value back to you, which is often pennies and nickels on the dollar!

Chances are you will never really need to use the insurance, but it is always a good idea to have coverage. Just in case.

So, when you are ready to book your next vacation, and not have to worry about your luggage, go here first! www.kingarthur.myttn.com and let's get you to Camelot!